Terms and Conditions

1. Acceptance of Terms

By creating an account, accessing our website, or using any feature of Coral Fundics, you confirm that you have read, understood, and agree to be bound by these Terms and any policies referenced herein, including our Privacy Policy. If you do not agree with any part of these Terms, you must not use our services.

2. Description of Service

Coral Fundics provides AI-driven data intelligence, risk-scored recommendations, and related informational tools intended to assist gig economy earners and independent investors in making more informed decisions. The service is provided on an "as available" basis and may be modified, suspended, or discontinued at any time without prior notice.

3. Not Financial, Legal, or Tax Advice

Any recommendations, scores, insights, or analysis provided through Coral Fundics are for informational purposes only and do not constitute financial, legal, tax, or investment advice. You are solely responsible for evaluating the risks associated with any decision made using information from our platform, and you should consult a qualified professional before acting on any information provided.

4. Eligibility and Account Responsibilities

You must be of legal age in your jurisdiction to use Coral Fundics. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to provide accurate and current information when creating an account and to notify us promptly of any unauthorized use.

5. Acceptable Use

You agree not to misuse Coral Fundics services. This includes, without limitation, agreeing not to:

• Attempt to gain unauthorized access to our systems, data, or other users' accounts.
• Reverse engineer, scrape, or exploit any part of the platform without authorization.
• Use the service for unlawful purposes or in violation of applicable regulations.
• Upload malicious code or interfere with the normal operation of the platform.
• Misrepresent your identity or affiliation when using the service.

6. Subscription, Fees, and Payment

Certain features of Coral Fundics may require a paid subscription or one-time fee. Where applicable, pricing, billing cycles, and cancellation terms will be presented at the point of purchase. All fees are non-refundable except where required by applicable law or expressly stated otherwise. We reserve the right to modify pricing with reasonable advance notice.

7. Intellectual Property

All content, trademarks, logos, software, and materials associated with Coral Fundics are the property of Coral Fundics or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in our intellectual property. You may not reproduce, distribute, or create derivative works from our content without prior written consent.

8. Transparency Ledger and Performance Data

Where Coral Fundics publishes performance data, scores, or a public transparency ledger, such information is provided for reference purposes only. Past performance data does not guarantee future outcomes, and Coral Fundics makes no warranty as to the completeness or ongoing accuracy of historical figures presented.

9. Third-Party Services and Links

Our platform may reference or link to third-party services, tools, or content. Coral Fundics does not control and is not responsible for the accuracy, availability, or practices of any third-party services. Your use of third-party services is subject to their own terms and policies.

10. Disclaimer of Warranties

Coral Fundics services are provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the service will be uninterrupted, error-free, or free of harmful components.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Coral Fundics and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill arising from your use of, or inability to use, the service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Coral Fundics, its officers, employees, and affiliates from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising out of your use of the service, violation of these Terms, or infringement of any rights of a third party.

13. Termination

We reserve the right to suspend or terminate your access to Coral Fundics at our discretion, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties. You may also terminate your account at any time by discontinuing use of the service.

14. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. Material changes will be indicated by updating the "Last updated" date. Continued use of Coral Fundics after changes take effect constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the jurisdiction in which Coral Fundics operates, without regard to conflict-of-law principles. Please replace this section with the specific governing law and dispute resolution mechanism applicable to your business before publishing.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

17. Contact

If you have questions about these Terms, please reach out through the contact channels listed on our Contact page.